When shipping valuable goods, relying solely on carrier liability is a risk. Comprehensive freight insurance offers peace of mind and financial protection.

Understanding Carrier Liability

Carrier liability is often mistakenly confused with insurance. Liability is established by law and typically pays a fraction of the value of the goods (cents per pound). It also requires you to prove that the carrier was negligent, which can be a lengthy process.

Benefits of Freight Insurance

• Full Value Protection: Insurance covers the declared value of the goods, not a predetermined liability limit.
• Broader Coverage: It often covers "Acts of God" (natural disasters), whereas carrier liability usually does not.
• Faster Claims: The claims process is generally much faster and less adversarial than trying to prove carrier negligence.

Always evaluate the value of your shipment against the potential loss. For high-value or essential items, freight insurance is not an option; it's a necessity.